Seniors and Retirees, Consider Using a Reverse Mortgage
July 7, 2017 | by the National Care Planning Council
For many seniors and retirees, the hard-earned equity in their home is their single largest asset, yet it is unavailable to use unless they take out a home-equity loan. Conventional loans, like the home-equity, do not truly free up the equity to create a legitimate income because the money has to be paid back to the lender, with interest.
A reverse mortgage is a better way to tap into home equity without creating monthly payments and without requiring the loan to be paid back while the borrower lives in the home. Instead of makin ...... Read More
Perpetrators of Elder Abuse Are Usually Family Members
August 18, 2016 | by the National Care Planning Council
Many elderly rely entirely on family or other trusted individuals to help them. Whether it is physiological or psychological, as people grow older they tend to need guidance and support. Unfortunately, the dependence upon caregivers or family members makes an older person more vulnerable to abuse.
One in ten Americans (age 60+) are suffering from some form of abuse. Worse yet, one study estimates that only one in 14 cases of abuse are reported to authorities. Many believe institutions for care, like assisted living and nursing h ...... Read More
Estate Planning As Part of Your Long Term Care Plan
September 22, 2016 | by The NCPC
A key deficiency in the process of planning for long term care occurs when seniors fail to provide for the orderly distribution of assets after death or fail to let their family know what to do when the senior can no longer handle his or her own affairs.
Estate planning from a qualified estate planning attorney, a financial adviser who specializes in estate planning or a CPA planner is the design of documents to provide the orderly transfer of assets and property to the next generation. Wills, living trusts and a myriad of other trust documents or bu ...... Read More
Caring for a Loved One at Home Can Be Challenging
December 15, 2016 | by the National Care Planning Council
Informal caregivers are family, friends and volunteers who provide care and support for an aging loved one. These selfless individuals are rarely paid for their services and often endure a significant amount of stress while providing care. Health in Aging estimates as many as 43.5 million Americans care for older parents, grandparents, spouses and other older adults. Informal caregivers may provide services in a care facility, but most care takes place in the home of the aging loved one.
Challenges Informal Caregiver ...... Read More
How the Funeral Rule Helps Consumers
February 22, 2017 | by Valerie Buck
In 1984, the Federal Trade Commission (FTC) established the Funeral Rule to give consumers of funeral services certain protections. The rule’s main objective was to ensure consumers receive adequate information concerning all of the goods and services they may purchase from a funeral provider. All funeral providers are required to comply.
Prior to the 1970s, the National Funeral Directors Association prohibited its members from advertising their prices in newspapers and other media. These practices made it easy for the association and funeral p ...... Read More
More About our Newton Home Care Services
Based in Newton, Great Boston Area Foundational Home Care Boston provide Newton in-home services to care for your loved ones who need extra attention and support to live a good life.
Growing old is a part of a life cycle. However, it does not mean that you do not enjoy life as you did before. And our home care services in Newton make sure that your daily needs are met to live a high-quality life.
Our experienced and qualified team at Foundational Home Care Boston in Newton offers a wide range of Boston home care services depending on your needs and requirements. Here is an overview of the ...... Read More
The Value of Geriatric Care Management Services
June 5, 2017 | by the National Care Planning Council
Also known as Care Management or Aging Care Management, a Geriatric Care Manager represents a growing service offering support to adult children who need outside assistance with care and personal management for their aging parents who live close by or far away. These adult children are are often employed and engaged with raising their own families. Looking after their parents has become difficult to do on their own.
Care managers are particularly useful in helping aging seniors find their way through the maze of long-term care se ...... Read More
Arthritis Among Seniors
January 5, 2016 | by Valerie Michel Buck
Arthritis affects millions of people of all ages, including children (1 in every 250 children in the United States each year). From 2010-2012, nearly 50% of adults 65 years or older in the U.S. were told by a doctor that they have some form of arthritis in their joints. Although osteoarthritis is the most common form of the disease, there are over 100 different types of arthritis including gout, fibromyalgia, and rheumatoid arthritis. [1]
What is Arthritis?
Although very common, arthritis is not well understood. Arthritis is an informal way of ...... Read More
What Should I Expect to Pay for Funeral and Burial Expenses
February 26, 2016 | by the National Care Planning Council
A common goal among many aging seniors and their families is to put money aside for funeral and burial expenses. Most, however, are unsure how much to save and how prepared to be in the event of a death. It is certainly easier for one's family if arrangements through estate planning, funeral pre-planning and funeral trusts are made. We encourage this. Even then, many unforeseen details and expenses can burden the family of the deceased.
A common tendency among families in the days and weeks leading up to a death is negle ...... Read More
Gut Health and Antibiotics
March 24, 2016 | by Valerie Michel Buck
Most people do not think about gut health. In fact, the majority of people don't know what gut health is. Gut health, or gastrointestinal health, is just as important as any moving part of the body and affects more than we know.
With our fast paced, drive through society; sometimes we ignore messages from our body. "...Gastrointestinal health can be the root cause for many other health issues including brain and mental health." [2] Nursing gut issues and restoring gut health can build a stronger immune system, fight infection faster, and help u ...... Read More
(617) 676-2008
